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# Looking to get faster and easier mortgage approval without any income documents?

July 22, 2021  

[Schedule a consultation **](<https://lbcmortgage.com/blog/looking-to-get-faster-and-easier-mortgage-approval-without-any-income-documents/#popmake-3520>)

**Get a quote** First step

** Only takes 1 minute

## Select a loan type

- ** Personalized quote
- ** Expert guidance

Or [Schedule a consultation **](<https://lbcmortgage.com/blog/looking-to-get-faster-and-easier-mortgage-approval-without-any-income-documents/#popmake-3520>)

We are delighted to offer you a Portfolio of Non-QM loans designed especially for those borrowers who do not qualify for a conventional loan.

As non-salaried employment continues to become more common, these loans are accounting for a larger portion of residential mortgages and continue to grow and LBC Mortgage is ready to help and maintain mortgage solutions with alternative methods of qualifying for the mortgage loan.

Most often, borrowers are in one of three situations that best fit a Portfolio or Non-QM loan:
- **Self-employed borrowers** with a lot of income tax write-offs
-**Borrowers that have down payment but cannot show income documents**
-**Investors** wishing to purchase rental or vacation home properties

Should you consider yourself a **real estate investor** LBC Mortgage’s DSCR program allows you to qualify based on rental analysis to determine property cash flow.

However, there are more options to qualify your property. Most lenders want to see that your rental property will pay for itself, but even if it is not we have options for you!

**No personal income is required to qualify. This saves you from submitting complicated income statements and tax returns.**

[Contact one of our experts today!](<https://lbcmortgage.com/contact-us/>) We offer fast and free consultation, excellent customer service, competitive mortgage solutions and tailored underwriting to our clients.

Make your next move 

### What could your mortgage look like?

Turn your plans into a conversation. Explore loan options with guidance from LBC Mortgage.

[Get my personalized quote **](<https://lbcmortgage.com/blog/looking-to-get-faster-and-easier-mortgage-approval-without-any-income-documents/#banner-quote>)

**Author:** [Alex Shekhtman CEO & Founder, LBC Mortgage](<https://lbcmortgage.com/team/alex-shekhtman/>)

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Your home. Your goals. Your next step. 

## Let's find a loan that fits *your life.*

Buying or refinancing? Start with your goals. We'll help you explore the possibilities.

[Get my personalized quote **](<https://lbcmortgage.com/blog/looking-to-get-faster-and-easier-mortgage-approval-without-any-income-documents/#banner-quote>) [Schedule a consultation](<https://lbcmortgage.com/blog/looking-to-get-faster-and-easier-mortgage-approval-without-any-income-documents/#popmake-3520>) 

** Only takes 1 minute · Personalized to you

### Get in Touch

Whether you’re buying a home or are ready to refinance, our experts are here to help.

[** Call us now](<tel: (818) 309-2999>) [** Book a consultation](<https://lbcmortgage.com/blog/looking-to-get-faster-and-easier-mortgage-approval-without-any-income-documents/#popmake-3520>)