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# How to get pre-approval?

[Application and Approval](<https://lbcmortgage.com/mortgage-shorts/application-and-approval/>) 

Pre-approval is a really important process.

It shows you the full picture of what you can afford.
It shows you the monthly payments as well as what your approximate rate in closing cost will be.

However, it only takes one day. You just need to provide an application or documents — within a day we can get pre-approval and provide you with all the options you need.

I know that many people use online calculators and try to do it themselves. It’s not a bad option to see a rough picture, but there are many errors. Therefore, I advise you to contact a professional.

When you receive pre-approval, you understand what payment is convenient for you — so, try not to exceed the budget.

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