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# 3 things that affects credit score

[Credit Score](<https://lbcmortgage.com/mortgage-shorts/credit-score/>) 

Let’s take care of your credit score in advance.
What should never be done?

1. First, being late on credit cards.
2. Second, use more than 50% of your line of credit.
3. And thirdly, closing your credit cards. Other people don’t know that actually closing your credit cards can have an effect.

If you do not use your cards, just do not close them, because this may affect the rating.

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