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# Alex Shekhtman, CEO of LBC Mortgage, Predicts What’s Ahead for the Housing Market This Summer

June 3, 2025   [by Sofiia Kovalchuk](<https://www.linkedin.com/in/sofiia-kovalchuk/>)

**June 2025, Los Angeles, CA** – With summer 2025 underway, the housing market is entering a new chapter. According to **Alex Shekhtman**, CEO of LBC Mortgage, buyers, sellers, and investors should expect a market that’s slower, smarter, and finally tipping back toward balance.

> “*We’ve had a few wild years. First it was panic buying, then rate shock*,” says Shekhtman. “*Now we’re in a moment of correction – and for serious buyers, that’s actually good news.”*

For the first time in over a decade, the number of home listings is outpacing buyer demand. That shift, backed by reports from the New York Post and Business Insider, is giving buyers breathing room – and bargaining power.

> “*We’re seeing less of the chaos and more of the calm,”* Shekhtman explains. “*Sellers are starting to price realistically, and buyers can finally stop waiving every contingency just to get noticed*.”

According to Business Insider, inventory is now at a five-year high, giving buyers more choice than they’ve had in years.

When it comes to rates, Shekhtman doesn’t sugarcoat it.

> *“We’re not going back to 3%. That era’s over. And honestly, it probably wasn’t sustainable*,” he says. “*But we are seeing slow, steady improvement.”*

Fannie Mae’s latest outlook predicts that the 30-year fixed rate will settle around 6.3% by the end of the year. While it’s still higher than what buyers may be used to, Shekhtman believes it’s workable – especially with the right loan strategy.

> “*We’re helping clients get creative*,” he says. “*Temporary buydowns, adjustable-rate options, seller credits – there are ways to make the numbers work without waiting for the market to move.”*

## Investors: Look Where Others Aren’t

With home prices stabilizing and competition cooling, Shekhtman says investors are starting to circle back – especially in smaller cities or under-the-radar suburbs.

> “*This summer is all about timing,*” he explains. “*We’re seeing smart investors make moves in places they skipped before. Secondary markets, rental-friendly areas, multi-units – those are heating up again.”*

According to PwC’s Emerging Trends report, many investors are moving away from flashy flips and leaning into long-term value in overlooked areas.

## Advice to Buyers: Act Before the Market Catches Up

Zillow forecasts a small 1.4% dip in national home values this year, but Shekhtman is quick to point out that averages don’t tell the whole story.

> “*Real estate is extremely local*,” he says. “*You can’t make one blanket statement about prices going up or down across the board. Yes, some markets are getting softer, but others are still climbing steadily. We’re seeing 4 to 5 percent appreciation in certain pockets*.”

That’s why he believes buyers should be paying attention – not just to headlines, but to what’s happening in the zip codes they care about.

> “*Right now, buyers have a shot – more listings, more leverage, and slightly better rates on the horizon,”* he says. “*But once the Fed signals another cut, expect competition to come roaring back.”*

When asked if it’s smarter to wait, he’s quick to answer.

> “*If the numbers work, move forward. You can refinance later. But you can’t go back in time to buy the right house at the right moment.”*

## Final Word: Summer 2025 is About Smart Moves

> “*This market isn’t ‘hot,’ but that’s not a bad thing,”* says Shekhtman. “*It’s not about rushing. It’s about understanding where things are headed – and making your move before everyone else figures it out.”*

**About LBC Mortgage**LBC Mortgage is a national mortgage brokerage licensed in California, Florida, Illinois, Washington, Texas, North Carolina, South Carolina, Colorado, Oregon, and Pennsylvania. With a people-first philosophy, LBC offers FHA, VA, Conventional, Jumbo, and self‑employed loan programs – providing clarity, flexible solutions, and support for a wide range of borrowers.

**Media Contact:**Sofiia Kovalchuk
Head of PR, LBC Mortgage
[sofiia@lbcmortgage.com](<mailto:sofiia@lbcmortgage.com>)
[(818) 217 0138](<tel:(818) 217 0138>)[lbcmortgage.com](<http://lbcmortgage.com/>)

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