DSCR loans allow foreigners to purchase property in the United States. There are a few things that make these loans different from regular investment property loans, however. For one, DSCR mortgages require a lower down payment than traditional investment loans. Additionally, they also come with more flexible underwriting standards, making it easier for foreign investors to qualify. As a result, DSCR mortgages have become a popular financing option for foreign buyers looking to purchase property in the U.S.