The DSCR loan program offers a variety of benefits for borrowers, but there are also some eligibility requirements that must be met in order to qualify:

  • A strong credit history of at least 640
  • A good DSCR ratio and an ability to repay the loan in a timely manner
  • Provide collateral for the loan
  • 20% down payment

As you can see, the requirements are quite simple and easy to meet. And that is the main reason why DSCR loan programs are so popular among real estate investors.