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Buy or refinance a property with or without showing your tax returns
Unlock Mortgage Options at 1164 Union Dr, Saginaw, TX 76131
Purchasing a home is an exciting milestone, but navigating the mortgage process can feel overwhelming. Whether you're a first-time buyer exploring loan programs, a seasoned investor seeking favorable terms, or anywhere in between, LBC Mortgage is here to simplify your journey and empower you with the knowledge you need to make informed decisions.
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A Tailored Approach for Every Buyer
At LBC Mortgage, we understand that every buyer's situation is unique. We take pride in offering a diverse range of mortgage options designed to meet the specific needs of various homebuyers:
- First-Time Homebuyers: We guide first-time buyers through the process with clarity and support, explaining all aspects of mortgages and helping them secure financing that aligns with their budget.
- Investors: LBC Mortgage provides competitive loan options tailored for investors looking to expand their portfolios. We understand the unique needs of real estate investors and offer programs that facilitate smooth and efficient property acquisitions.
- W2 Employees: Our streamlined process makes it easy for W2 employees to secure mortgages with traditional documentation requirements.
- VA Loans: We specialize in VA loans, helping eligible veterans and service members access homeownership benefits. We navigate the complexities of VA loan guidelines to ensure a seamless experience.
- Self-Employed Borrowers: For self-employed individuals, we offer flexible underwriting options that consider non-traditional income sources.
- Bank Statement Loans: We understand that not all borrowers have traditional tax returns. We offer bank statement loan programs that leverage recent account history to determine eligibility.
- Foreign National Mortgages: LBC Mortgage assists foreign nationals in purchasing US properties by providing tailored mortgage solutions and navigating the specific requirements involved.
- No Doc Loans: In certain situations, we offer no-doc loan options that minimize documentation requirements.
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Streamlined Experience for a Faster Closing
At LBC Mortgage, we strive to provide a seamless and efficient mortgage experience. Our mostly automated process minimizes paperwork and reduces delays, allowing you to close your loan faster without compromising quality.
We're committed to transparency and clear communication throughout the entire process, keeping you informed every step of the way. Our dedicated team is readily available to answer any questions and guide you through each stage.
We close deals in 20 days on average
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Tips for Homebuyers at 1164 Union Dr, Saginaw, TX 76131
While we cannot offer specific real estate advice, here are some general tips for potential homebuyers considering properties like the one located at 1164 Union Dr, Saginaw, TX 76131:
- Research the Neighborhood: Explore the surrounding area, including schools, amenities, and community events, to ensure it aligns with your lifestyle preferences.
- Consider Property Taxes and Insurance Costs: Factor in these expenses when budgeting for homeownership. They can vary significantly based on location and property characteristics.
- Get Pre-Approved for a Mortgage: This step demonstrates your financial readiness to sellers and strengthens your position during negotiations.
- Work with a Real Estate Agent: A knowledgeable agent can provide valuable insights into the local market, help you find suitable properties, and guide you through the purchase process.
Buy or refinance a property with or without showing your tax returns
Our Team of Mortgage Experts
LBC Mortgage is dedicated to providing exceptional service and personalized guidance throughout your mortgage journey. Our team of experienced loan officers is ready to assist you with:
- Loan Pre-Approval: Determine your borrowing power and receive a preliminary estimate of the loan amount you qualify for.
- Mortgage Application Assistance: We guide you through the application process, ensuring all necessary documentation is submitted accurately and efficiently.
- Rate Shopping and Loan Comparison: Explore various loan options and interest rates to find the best fit for your needs.
- Closing Process Support: ** We handle the complexities of closing, coordinating with all parties involved to ensure a smooth transaction.
Contact LBC Mortgage today to discuss your mortgage goals and let us help you unlock the possibilities of homeownership.
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Five star reviews about us on different platforms
Raina A.
From Los Angeles, CANurit, and the whole team at LBC Mortgage were a pleasure to work with from beginning to end. My buyers had a unique situation with their loan terms and Nurit and her team were able to get it closed with professionalism and on time. Nurit kept constant communication with me and all parties and was always available. I would definitely recommend Nurit and LBC mortgage to my clients in the future.
Michael V.
From Los Angeles, CAI've been working with LBC Mortgage for the past 8 years. Done many transactions with them, Anastasia been helping me with all my transactions. She is super professional and knowledgeable with all mortgage products and processes, would recommend LBC to anyone.
Mariya S.
From Santa Monica, CAThank you Alex and Vasily for closing deal for my client! Guys were super responsive and did everything on time! Amazing team work
Patrick M.
From Norridge, ILI had a great experience with LBC Mortgage and working with Vasily Pshenichnyy. He has been very responsive to all my questions/concerns and demonstrates strong knowledge of the process. He also has been very helpful with navigating through challenging situations/conditions. Will definitely be working with them with future business.
Ryan Nelson
From San Pedro, San Pedro, CAI've closed over 4+ loans with LBC and will say they are the absolute best at overcoming challenges that most other mortgage brokers would give up on. Kevin has always been professional, knowledgeable, and helpful in getting my difficult investment property loans funded, even with non W2 income. Highly recommend them!
Anna G.
From Los Angeles, CAIt was a pleasure working with Alex Shekhtman and his team on another loan. They made it easy and painless. Very professional and efficient. I would gladly do more business with then. Thank you for a great service!
Galina S.
From Los Angeles, CALBC Team is now our Number One Team! Their service was impeccable! We really appreciated the detailed explanations and daily reminders throughout the whole process. Covid made a lot of things overwhelming and LBC team guides us through a process that eliminated a lot of stress and intimidation. The communication from the first call I placed to Alex, to the final loan doc signing was headache free. It was a pleasure to work with this team! They are extremely responsive and strive for the result, very professional and easy to work with! Our situation was not an easy one and with the energy and perseverance this team provided, we had received an excellent results with lightening speed! We really enjoyed working with them. Highly recommend LBC Mortgage team.
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Whether you’re buying a home or are ready to refinance, our experts are here to help.