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What does the bank use to approve a property mortgage in the USA? (https://www.youtube.com/shorts/ec4LFVadSlw)

Back to Express School April 17, 2023

What does the bank use to approve a property mortgage in the USA?

Application and Approval

In the USA, banks and other lenders use a variety of factors to approve a property mortgage, including:

Credit score
Income and employment history
Debt-to-income ratio
Property appraisal
Down payment
Property insurance
Title search
Mortgage underwriting

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